PCTG Consumer Complaint Report Record ID#: 1057093154

Date of Report Submission: 07/01/03

Complaint Comments:

TO: DEPARTMENT OF INSURANCE, This appraisal was originally assigned and prepared by Tony Marsalo #197800 who appraised and reached and agreed upon method to repair damage to consumer's vehicle. Mr.Marsalo visited our facility on three separate occasions to evaluate the damage to said vehcle. When a fourth supplemental was requested Natiowide Insurance sent out their re-inspection team headed by Scott Fritz - Supervisor and Kris Kapusto Staff Appraiser. A new appraisal was prepared by these individuals who instructed our facility to alter the method of repairing this vehicle (already in process). It was their opinion the windshield pillar is to be repaired rather than the originally agreed upon procedure of replacing the structural panel. When we asked the Nationwide representatives what are we suppose to do with the OEM structural part (windshield pillar) we have purchased to repair this vehicle they advised us to charge the customer, absorb it or send it back as they really did not care. Attached please find the original appraisals by Tony Marsalo and the most recent appraisal by Kris Kapusta. In addition, to the above complaint Kris Kapusta was not permitted to make an independent appraisal because his supervisor was present and guided Kapusta's opinion as to how this appraisal should be written which is another violation of the Appraiser's Act. Capping of materials and labor procedures are also present on this appraisal. Please investigate this complaint as the manner in which Nationwide is handling this claim is prolonging the repair and delivery of our consumer's vehcile. Stephen E. Behrndt

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Act 367 Title 63
Unprofessional Behavior
Refusal to use Quality OEM Parts
Non-personal Inspection
Non-itemized listing of all damages
Non-Independent Appraisal
No regard for Public Safety
Illegal Steering/Directing
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Crawford's Auto Center, Inc.

State Appraiser License: UNKNOWN

Shop Representative: STEPHEN E BEHRNDT

Address: 302 W. UWCHLAN AVE.

City: DOWNINGTOWN

State: PA

Zip: 19335

Phone: 610-269-1610

Insurance Information

Insurance Company: NATIONWIDE INSURANCE COMPANY

Claim Number: 5837B 88465506050301C/W1

Insurance Company Representative: KRIS KAPUSTO

Date of Loss: 06/05/2003

Appraiser License Number: #168303

Insurance Company Phone: 610-234-2907

Legislator Information

Consumer Legislative Representative: Taylor, Elinor Z. (R) - District 156

Consumer Senator: Thompson , Robert J. (R) - District 19

Repair Facility Legislative Representative: Schroder, Curt (R) - District 155

Repair Facility Senator: Thompson , Robert J. (R) - District 19