PCTG Consumer Complaint Report Record ID#: 1829531630

Date of Report Submission: 12/01/06

Complaint Comments:

The insured sustained a loss to his vehicle on 11-20-06 when a bicycle hit it while parked along the right side, beginning with the fender. Four days later, on 11-24-06, the insured was in an accident damaging the right front of the vehicle. No inspection had been performed for the first loss at the time of the second loss. Although Nationwide took deductibles for each claim, they combined the accidents into one loss, in effect, by not listing overlapping damages for each loss. This was orchestrated by James Russell, even though Beth Walcome was the appraiser who inspected the vehicle for both losses at our shop on the same occasion. I spoke with Mr. Russell for more than a half hour regarding this behavior, but he refused to indemnify his insured properly for each loss. Nationwide reduced their loss exposure at the expense of their insured, and in addition, Mr. Russll, by his actions, did not allow Ms. Walcome to perform an independent appraisal.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Non-personal Inspection
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Cicconi Auto Body

State Appraiser License: 153336

Shop Representative: Robert J Cicconi

Address: 300 S Gov Printz Blvd

City: Lester

State: PA

Zip: 19029

Phone: 610-521-2286

Insurance Information

Insurance Company: Nationwide Insurance

Claim Number: 5837C 48735511200601D/D1 & 48735511240601D

Insurance Company Representative: James Russell

Date of Loss: 11-20 & 11-24-06

Appraiser License Number: Unknown

Insurance Company Phone: 610-234-2986

Legislator Information

Consumer Legislative Representative: Barrar, Stephen E. (R) - District 160

Consumer Senator: Pileggi , Dominic F. (R) - District 9

Repair Facility Legislative Representative: Raymond, Ron (R) - District 162

Repair Facility Senator: Erickson , Edwin B. (R) - District 26