PCTG Consumer Complaint Report Record ID#: 1693519490

Date of Report Submission: 08/31/23

Complaint Comments:

Modern Family Insurance Company, failed to pay sales tax on total loss/agreed value claim. In accordance with PA title 31, 62.3 section  (b)  In addition to the requirements in the act, the appraisal shall contain a written disclosure which includes the following: (7) Applicable sales tax. DOI has stated in past that Insurance Company policy can not supersede PA state law. Modern Family claims a limit of liability in declaration, states that vehicle deemed constructive total loss, they will pay agreed value. They do not state in their policy, less sales tax on agreed value. It is my firm belief that the DOI should follow law and confirm a positive settlement of this claim, once again Insurance Company policy can not supersede PA state law.

Itemized List of Submitted Complaints
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: G&L Automotive

State Appraiser License:

Shop Representative: Gary McGarvey

Address: 427 Camp Strause Road

City: Fredericksburg

State: PA

Zip: 17026

Phone: 717-679-0749

Insurance Information

Insurance Company: American Collectors Insurance

Claim Number: 916630AA

Insurance Company Representative: Jackie Johnson

Date of Loss: 8/4/23

Appraiser License Number:

Insurance Company Phone:

Legislator Information

Consumer Legislative Representative: Diamond, Russ (R) District 102

Consumer Senator: Folmer, Mike (R) District 48

Repair Facility Legislative Representative: Diamond, Russ (R) District 102

Repair Facility Senator: Folmer, Mike (R) District 48