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Your Rights as a Vehicle Owner

THE RIGHT TO CHOOSE YOUR REPAIR FACILITY If you do not have a favorite body shop, ask around! Talk to friends, family, coworkers, etc. to see if they have had a good experience (or bad experience) with any particular shops. You want to make sure the facility you use...

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Actual Cash Value

ACTUAL CASH VALUE = ACV WHAT HAPPENS WHEN YOUR VEHICLE IS DETERMINED TO BE A TOTAL LOSS? HOW DO YOU GET PROPERLY REIMBURSED?   Most people who purchase automobile insurance believe that they are entitled to full replacement cost of their vehicle in the event of a...

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Shopping for Auto Insurance?

It Makes Good Sense To Call Your Body Shop and Find Out Which Insurance Companies Will Pay For Proper Parts and Repair Procedures Before You Purchase Your Policy. Customers, friends and relatives often ask us which insurance company is the most responsible when paying...

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The Insurance Policy Scam

How would you feel if you contracted to have your lawn mowed and the landscaping company refused to trim around your home stating that trimming is not included? How would you feel if you agreed with a roofer to have the shingles replaced on your home with 30-year...

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Consumers Beware – Aftermarket Parts

IS YOUR INSURANCE COMPANY LOOKING AFTER YOU, OR JUST TRYING TO SAVE MONEY?   Maybe you are not sure what the difference is between an OEM and an Aftermarket part. An OEM part is an “Original Equipment Manufacturer” part. It is the part that the original manufacturer...

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Have You Read Your Insurance Policy Lately?

Here, let us help you with a quick lesson - The differences between what your insurance company promises you within their TV, radio, and magazine ads and what you actually receive are important to know. The advertisements we witness are nothing more than propaganda....

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You Have the Right to Choose Your Repair Service

AFTER A LOSS, EVERY INSURANCE COMPANY  WILL ATTEMPT TO STEER YOU!   It is the nature of the insurance industry to own the world or at least control it. Consumer protection law in Pennsylvania states You Have the Right to Choose Your Repair Service. This could be...

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