PCTG Consumer Complaint Report Record ID#: 1150207768

Date of Report Submission: 06/13/06

Complaint Comments:

The loss vehicle was damaged along the entire left side, including damage to the rear bumper cover which needed to be repaired and refinished. Mr. Pague inspected the vehicle on 6-12-06 and prepared an appraisal. The loss vehicle had unrelated prior damage to the top surface of the rear bumper cover. Mr. Pague deducted the cost to replace the rear cover from the rest of the appraisal, thereby reducing the amount that State Farm paid their insured by $683.52. State Farm followed their usual practice of inter-meshing the prior damage with the claim-related damage to such an extent as to obscure the fact that they are taking out more than the prior damage from the overall payment, and to confuse any attempt to sort them out from one another. In this instance State Farm not only failed to allow sufficient payment to repair the rear bumper cover, they also subtracted payment from the balance of the damage claim. This is the third complaint that I made concerning this issue

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Cicconi Auto Body

State Appraiser License: 153336

Shop Representative: Robert J Cicconi

Address: 300 S Gov Printz Blvd

City: Lester

State: PA

Zip: 19029

Phone: 610-521-2286

Insurance Information

Insurance Company: State Farm

Claim Number: 38-K910-36301

Insurance Company Representative: Stewart Pague

Date of Loss: 6-2-06

Appraiser License Number: 137111

Insurance Company Phone: 888-713-4694

Legislator Information

Consumer Legislative Representative: Gannon, Thomas P. (R) - District 161

Consumer Senator: Erickson , Edwin B. (R) - District 26

Repair Facility Legislative Representative: Raymond, Ron (R) - District 162

Repair Facility Senator: Erickson , Edwin B. (R) - District 26