PCTG Consumer Complaint Report Record ID#: 1160773592

Date of Report Submission: 10/13/06

Complaint Comments:

Mr. Panichelli inspected the loss vehicle in reponse to a supplement request for color sand and polish and to remove the material cap that triggered my complaint on this same claim dated 10-4-06. We showed Mr. Panichelli the vehicle's refinished panels and showed him the original panels that were not refinished so he could see the reason the procedure was needed. We also showed him panels that were sanded but not yet polished, and panels that were sanded and polished so that he could see all the parts of the operation and why they were needed. The loss vehicle is a 2006 Toyota Land Cruiser with 706 miles on it, so there was no question of making the vehicle better than its original condition. In addition we showed him a Nationwide appraisal done in our shop less than a month ago where the appraiser wrote to color sand and polish the loss vehicle (a 1994 Mercedes Benz). He agreed that the procedure was necessary, and admitted that the other Nationwide appraiser wrote for the procedure but refused to pay for the procedure saying that Nationwide does not pay other shops in the area to perform that procedure. In addition he refused to remove the material cap for no logical reason. The Appraisers Act demands that an appraisal contain all the procedures, parts, and materials necessary to bring a loss vehicle back to its pre-damaged condition. In this instance, despite acknowledging the need for the procedures we performed on the loss vehicle, Nationwide refused to list them or pay for them on the appraisal. In addition, Mr. Panichelli did not perform an independent appraisal which is a violation of the act. Finally, Nationwide continues to flagrantly disregard the statute regulating appraisals by putting material caps in place and refusing to pay for necessary procedures.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Cicconi Auto Body

State Appraiser License: 153336

Shop Representative: Robert J Cicconi

Address: 300 S Gov Printz Blvd

City: Lester

State: PA

Zip: 19029

Phone: 610-521-2286

Insurance Information

Insurance Company: Nationwide Insurance

Claim Number: 5837C4872550829200601

Insurance Company Representative: Brad Panichelli

Date of Loss: 8-29-06

Appraiser License Number: 301876

Insurance Company Phone: 610-202-0956

Legislator Information

Consumer Legislative Representative: Barrar, Stephen E. (R) - District 160

Consumer Senator: Pileggi , Dominic F. (R) - District 9

Repair Facility Legislative Representative: Raymond, Ron (R) - District 162

Repair Facility Senator: Erickson , Edwin B. (R) - District 26