PCTG Consumer Complaint Report Record ID#: 1179173368

Date of Report Submission: 05/14/07

Complaint Comments:

National Appraisal Service, representative/appraiser Ralph Saletto failed to contact G&L Automotive, concerning appraisal or supplement for above stated claim. American National Property and Casualty insurance company(ANPAC) has refused to pay any additional monies for above stated claim. On or about 4/30/07 Ralph Saletto of N.A.S. did inspect for damage Rodney Flannary's vehicle at Dr. Flannary's work place. Mr. Saletto was informed at that time of the vehicle having a 3 stage paint. Mr. Saletto failed to write for the procedure of a test/let down panel, which is necessary for color match when not blending adjacent panels. Mr. Saletto also underpaid the paint/material line by almost 250%, it is unknown if this was by habit or mistake as Mr. Saletto has never contacted G&L Automotive to discuss this matter. ANPAC, was contacted by both the vehicle owner and shop as to the underpayment and inaccurate description of repairs. On 5/10/07 ANPAC had G&L representative, Gary McGarvey fax a decription of repair to thier companies office. On 5/14/07 ANPAC representative, Sharon Sheremp expressed the company's desire to deny any additional payment for the claim, even when informed that reciepts for the paint/material list would be supplied. I ask the Department of Insurance to intervene in this matter, to contact everyone involved including the shop and vehicle owner. I believe this to be a blatent attempt by the Insurance company and appraisal firm to underpay the claim, and is definitely in violation of Act 367. Thanks in advance, Gary McGarvey.

Itemized List of Submitted Complaints
Violation of Regulation PA Code Title 31
Violation of Act 367 Title 63
Unprofessional Behavior
Refusal to use Quality OEM Parts
Refusal to re-inspect vehicle
Refusal or Failure to Sign
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: G & L Automotive

State Appraiser License: n/a

Shop Representative: Gary McGarvey

Address: 600 N. 22nd Street

City: Lebanon

State: Pa

Zip: 17046

Phone: 717-272-3020

Insurance Information

Insurance Company: American National Property and Casualty

Claim Number: 37-A-1JM485-V1

Insurance Company Representative: Ralph Saletto- Greg Lombardo

Date of Loss: 04-22-07

Appraiser License Number: 151901

Insurance Company Phone: 610-279-5400

Legislator Information

Consumer Legislative Representative: Payne, John D. (R) - District 106

Consumer Senator: Piccola, Jeffrey E. (R) - District 15

Repair Facility Legislative Representative: Gingrich, Mauree (R) - District 101

Repair Facility Senator: Folmer, Mike (R) - District 48