PCTG Consumer Complaint Report Record ID#: 1189541069

Date of Report Submission: 09/11/07

Complaint Comments:

Pa. Department of Insurance: Travelers Staff Appraiser Mr. Robert Baker #138411 underwrote our client's appraisal during his initial inspection. When we requested a supplemental inspection of the loss Mr. Baker again underwrote the supplemental appraisal. Baker's original appraisal @ $2,429.37 increased to $4,038.60 after we requested 3 supplemental request to Travelers. The final 2 request handled by another appraiser. We have witnessed a change of behavior by the motor physical damage appraisal staff working for Travelers Insurance Company over the past 6 months. It appears a directive to "low-ball" consumer claims during the initial inspection has become a standard practice by this insurance company. Is this low-balling practice a statewide issue, a Chester County issue or a single business issue between our repair facility and Travelers? We are not aware of any reason why Travelers Insurance would underpay consumer claims at our facility however, this situation would be the responsibility of the Insurance Department to investigate.''' Please contact us for supporting documentation during your enforcement investigation. Regards, Stephen Behrndt #276003

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Regulation PA Code Title 31
Violation of Act 367 Title 63
Refusal to use Quality OEM Parts
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Crawford's Auto Center, Inc.

State Appraiser License: 276003

Shop Representative: STEPHEN BEHRNDT

Address: 302 W. UWCHLAN AVE

City: DOWNINGTOWN

State: PA

Zip: 19335

Phone: 610-269-1610

Insurance Information

Insurance Company: TRAVELERS INSURANCE COMPANY

Claim Number: UJG5846001

Insurance Company Representative: BOB BAKER

Date of Loss: 8-21-07

Appraiser License Number: 138411

Insurance Company Phone: 1-800-842-9897

Legislator Information

Consumer Legislative Representative: Schroder, Curt (R) - District 155

Consumer Senator: Dinniman, Andrew E. (D) - District 19

Repair Facility Legislative Representative: Schroder, Curt (R) - District 155

Repair Facility Senator: Dinniman, Andrew E. (D) - District 19