PCTG Consumer Complaint Report Record ID#: 1226886078

Date of Report Submission: 03/20/06

Complaint Comments:

PA Dept of Insurance: This claim involves a 2004 Mitsubishi Galant ES. Damages involved impact requiring replacement of the left front wheel and some suspension parts, replacement of left front fender, left front door shell and hinges, repair to left rear door, repair to left quarter panel and replacement of rear bumper. The appraiser showed up, took pictures, spoke briefly with the shop representative and went to his vehicle. The next thing we saw were his tailights going doe=wn the road. He later faxed the estimate to the shop. When the shop discovered more damages on March 13th and contacted the appraiser, he said he would not reinspect and that the shop should fax the info to him. After the shop did so, the appraiser claimed that the shop "sandbagged" him by listing so much additional damages. The appraiser showed up unannounced on Friday, March 17th. When the shop showed the appraiser the procedures specified by Mitsubishi to follow after a collision regarding the SRS system which specifies replacing the seat belt, the appraiser stated that he would not be paying for those procedures. The appraiser pulled on the seat belt stating that there was nothing wrong with it and he didn't care what the manufacturer stated. The recommended procedures also state that the SRS system should be checked by a scan tool. The appraiser also refused to pay for those procedures. In addition he also refused to acknowledge some other charges including not following his own estimating guide recommended procedures. The appraiser left from this meeting without leaving without a copy of the supplemented paperwork. Since when does a staff appraiser get to over ride the OEM recommended procedures??? Please advise as this customer is anxious to get their vehicle returned to them and to have all the recommended safety procedures paid for.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Refusal to re-inspect vehicle
Refusal to leave copy of appraisal
Non-itemized listing of all damages
Non-Independent Appraisal
No regard for Public Safety
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Dotterer Auto Body

State Appraiser License: 145294

Shop Representative: Rick Dotterer

Address: 396 Laurelwood Road

City: Pottstown

State: PA

Zip: 19465

Phone: 610-326-3959

Insurance Information

Insurance Company: Met-Life Auto & Home

Claim Number: 2686118

Insurance Company Representative: Mike Baselice

Date of Loss: 2/23/06

Appraiser License Number: 132139

Insurance Company Phone: 610-583-2019

Legislator Information

Consumer Legislative Representative: Quigley, Thomas J. (R) - District 146

Consumer Senator: Rafferty, Jr. , John C. (R) - District 44

Repair Facility Legislative Representative: Hennessey, Tim (R) - District 26

Repair Facility Senator: Rafferty, Jr. , John C. (R) - District 44