PCTG Consumer Complaint Report Record ID#: 1234472772

Date of Report Submission: 02/12/09

Complaint Comments:

Pa. Department of Insurance On Feb 5, 2009 State Farm appraiser James Guthrie visited our repair facility to inspect damages to our consumer 2005 Honda Odyssey. While signing in at our front counter Guthrie requested our towing & storage invoice which we provided him with a copy. After his appraisal process he insisted we review the estimate he had written on our consumer's vehicle. Mr. Guthrie appeared agitated and explained that a week earlier he had received a warning letter from the Department of Insurance regarding a consumer's complaint we had filed against him several months ago. Guthrie stated he has been a state licensed appraiser for over 23 years and was not going to let our facility interfere with his livelihood. He went on to state he has a wife and children and the warning letter jeopardized his employment. Guthrie demanded I review the estimate with him, which I did although he seemed to be very disturbed while at our facility. While reviewing the estimate I advised that he did not identify our towing charge on his estimate. Mr. Guthrie loudly explained that our charges looked to be excessive and he was not going to include our towing charges on his estimate. I explained that by Pa state law he is to list all charges on the appraisal. Mr. Guthrie refused to rewrite his estimate and left our facility with our towing invoice copy Pa Code Title 31, Chapter 62 Applicable Standards For Appraisal: The appraisal shall include .... (6)Incidental charges, known at the time of appraisal, including towing, protective care, custody, storage, depreciation, battery and tire replacement. James Guthrie is retaliating against our company due the warning letter received from the Department of Insurance which is unfair to our current customer's claim. Please investigate this complaint as soon as possible and insist the claim be handled in a unbiased and professional manner. Thank You, Stephen Behrndt #276003 Crawford's Auto Center, Inc.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Act 367 Title 63
Unprofessional Behavior
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Crawford's Auto Center, Inc.

State Appraiser License: 276003

Shop Representative: Steve Behrndt

Address: 302 W UWCHLAN AVE

City: DOWNINGTOWN

State: PA

Zip: 19335

Phone: 610-269-1610

Insurance Information

Insurance Company: STATE FARM INSURANCE COMPANY

Claim Number: 38-L632-28302

Insurance Company Representative: JAMES GUTHRIE

Date of Loss: 2/5/2009

Appraiser License Number: 141354

Insurance Company Phone: 800-839-8050

Legislator Information

Consumer Legislative Representative: Schroder, Curt (R) - District 155

Consumer Senator: Dinniman, Andrew E. (D) - District 19

Repair Facility Legislative Representative: Schroder, Curt (R) - District 155

Repair Facility Senator: Dinniman, Andrew E. (D) - District 19