PCTG Consumer Complaint Report Record ID#: 1368743617

Date of Report Submission: 05/16/13

Complaint Comments:

PA. DEPARTMENT OF INSURANCE On May 16, 2013 Progressive Insurance Company's Staff Appraiser Mr. Terry Hertzog visited our facility and signed in at 11:40 to inspect a request for additional items, parts price increases and labor task on a third party claim for our customer's 2005 Honda Pilot. We provided Mr. Hertzog the necessary invoices and documentation to justify our final supplement invoice of $2,438.81. Mr. Hertzog sat in his vehicle for over an hour then came back into our front room, laid a check for $1,052.21 and a copy of his paperwork on the counter. He proceeded to tell us that he would not pay for the OEM parts when the original estimate was prepared with aftermarket. He would not pay for additional labor needed for rusted suspension bolts, and explained that he would never pay a shop for a "test drive". He signed out at 1:20 PM. Mr. Hertzog did not inspect the vehicle. He did not inspect the damaged parts taken off the repaired vehicle. Mr. Hertzog was not the original appraiser on the claim. Mr. Hertzog did not make a physical inspection of the damages necessary to make a fair and unbiased approach necessary to pay the actual cost of repairs. Mr. Hertzog denied over 50% of our final supplement invoice without ever reviewing his appraisal with the shop of the consumer's choice. Mr. Hertzog's unprofessional behavior and unpaid balance will force our consumer into litigating to collecting his repair bills, which is a violation of Pa. Consumer Protections laws. Especially, when the accident that created the loss to his vehicle was not our consumer's liability but that of a Progressive Insurance Company insured. Please investigate our claim and charge necessary enforcement violations against this appraiser. Thank you, Stephen E Behrndt, Pres. Crawford's Auto Center, Inc.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Refusal to use Quality OEM Parts
Non-personal Inspection
Non-itemized listing of all damages
Non-Independent Appraisal
No regard for Public Safety
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Crawford's Auto Center, Inc.

State Appraiser License: 276003

Shop Representative: STEPHEN BEHRNDT

Address: 302 W UWCHLAN AVE

City: DOWNINGTOWN

State: PA

Zip: 19335

Phone: 610-269-1610

Insurance Information

Insurance Company: PROGRESSIVE INS. CO.

Claim Number: 13-3817808-02

Insurance Company Representative: TERRY HERTZOG

Date of Loss: 4-20-13

Appraiser License Number: 456216

Insurance Company Phone: 717-303-6113

Legislator Information

Consumer Legislative Representative: Schroder, Curt (R) - District 155

Consumer Senator: Dinniman, Andrew E. (D) - District 19

Repair Facility Legislative Representative: Hennessey, Tim (R) - District 26

Repair Facility Senator: Dinniman, Andrew E. (D) - District 19