PCTG Consumer Complaint Report Record ID#: 1413384926

Date of Report Submission: 10/15/14

Complaint Comments:

Appraiser Reginald Foxworth determined on 8 October 2014 that the loss on claim number 994035-GA was not covered by our RV policy since the damage was not the result of a sudden, direct, or accidental event and there was no evidence of an impact. He did not discuss any results of the appraiser with the repair facility representative other than stating that the damage was probably not covered. He did not provide the repair facility with a copy of the claim "collision" claim and omitted his license number from the denial which was emailed directly to my spouse. The damage was never claimed due to "collision" but was clearly caused while towing the travel trailer on poorly maintained roadways. Further, the damage was primarily internal to the trailer due to right side frame torque such that the countertop split in two, separated from the right interior and other extensive internal damage to flooring etc. He also did not discuss repair actions obviously due to immediate conclusion that the "collision" loss was not covered.

Itemized List of Submitted Complaints
Violation of Unfair Claims Settlement PA Code Title 31
Refusal to leave copy of appraisal
Inaccurate Total Loss Evaluation
Appraiser License Omitted

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: North Star Automotive

State Appraiser License: Not Provided

Shop Representative: Keith A. Stephens

Address: 4230 Fritch Drive

City: Bethlehem

State: PA

Zip: 18020

Phone: 610-865-9646

Insurance Information

Insurance Company: Nationwide

Claim Number: 994035-GA

Insurance Company Representative: reginald foxworth

Date of Loss: 10/02/2014

Appraiser License Number: NOT PROVIDED

Insurance Company Phone: 610-401-3532

Legislator Information

Consumer Legislative Representative: N/A

Consumer Senator: N/A

Repair Facility Legislative Representative: Hahn, Marcia M. (R) District 138

Repair Facility Senator: Boscola, Lisa M. (D) District 18