PCTG Consumer Complaint Report Record ID#: 1542704698

Date of Report Submission: 10/04/06

Complaint Comments:

Beth Walcome inspected the loss vehicle in response to a supplement request. Part of the supplement was to eliminate the material cap of $335 from the original appraisal done by Brad Panichelli. The correct amount of refinish materials according to the Nationwide appraisal should have been $590, but Nationwide refused to pay the full amount. Ms. Walcome said that she did not have the authority to pay the full amount for the refinish materials, and that I needed to speak with her supervisor, Jim Russell, to get the material cap lifted. I called Mr. Russell at 10:50 AM and discussed the situation to no avail, despite informing him that material caps are illegal in Pennsylvania. This consistent problem was brought to the insurance department's attention in May, 2004 at a meeting between representatives from the P.C.T.G. and the insurance department. I was present at that meeting, as was Diane Koken, Ron Gallagher, and other staff members from the department. The department confirmed at that time that capping was not legal in Pennsylvania, and that a full investigation would be undertaken to ensure that the practice was stopped. It is now October, 2006, and no action has been taken. In addition, my follow-up letter on that subject, written to Diane Koken in May, 2006 has not been answered or even acknowledged to date.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Cicconi Auto Body

State Appraiser License: 153336

Shop Representative: Robert J Cicconi

Address: 300 S Gov Printz Blvd

City: Lester

State: PA

Zip: 19029

Phone: 610-521-2286

Insurance Information

Insurance Company: Nationwide Insurance

Claim Number: 5837C 487355 08292006 01

Insurance Company Representative: Jim Russell

Date of Loss: 8-29-06

Appraiser License Number: Unknown

Insurance Company Phone: 610-234-2986

Legislator Information

Consumer Legislative Representative: N/A

Consumer Senator: N/A

Repair Facility Legislative Representative: Barrar, Stephen E. (R) - District 160

Repair Facility Senator: Pileggi , Dominic F. (R) - District 9