PCTG Consumer Complaint Report Record ID#: 1826966444

Date of Report Submission: 06/06/08

Complaint Comments:

This complaint is file on behalf of the consumer, on Monday September 24th 2007 Mr. Young was involved in an accident in the City of Philadelphia, while driving between 9th & 10th on Christian Street he made a legal left turn onto 800 block of Hutchinson St. the other person was double parked on the corner of the opposite side of Christian St. they reversed into the intersection and backed into his drivers side front at full speed causing the accident, Philadelphia Police Dept responded. Mr. Young notified his insurance company (State Farm) and also the other carrier and establishes a claim against American Independent Insurance Co. On 10/19/2007 they send out an independent appraisal firm, Longacre Appraisal and appraised the damaged vehicle in the amount of $1389.84. When A.I.I. Co. found out that Mr. Young obtains an attorney for his personal injury they denied the property claim after several weeks of waiting. Mr. Young then made arrangement for his company, State Farm to appraise his damaged vehicle, on January 10, 2008 Mr. Ken D'Annibale came to the shop for the appraisal. Mr. Young explained to Mr. Ken D'Annibale that his vehicle was inspected by the other insurance company's appraiser and showed him the writing estimate. Mr. D'Annibale explained that if he reviewed that estimate it would cause him to be prejudice on his decision making of completing his own estimate. After some considerable time Mr. D'Annibale completed his estimate and went over the damages with Mr. Young, he explained that on his estimate the damages come out to be $1,592.36 less the $500.00 deductible, and also he estimated the prior damages (almost 4 months later from the accident) and the amount come out to be $1,149.92, that left Mr. Young a minus amount of $-57.56 for repairing his damaged vehicle. WOW!'' How could one PA State licensed appraiser four months ago, could have missed all that prier damages, but not our good neighborhood State Farm appraiser, he did not miss a thing. Please review this matter on behalf of the consumer. Thank you.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Non-itemized listing of all damages
Non-Independent Appraisal
No regard for Public Safety
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: GA Collision Center

State Appraiser License: None

Shop Representative: Art Agatsiotis

Address: 510 West Cobbs Creek Prky

City: Yeadon

State: PA

Zip: 19050

Phone: 610 626 3176

Insurance Information

Insurance Company: State Farm

Claim Number: 38-L310-42401

Insurance Company Representative: State Farm / Ken D'Annibale

Date of Loss: 9/24/07

Appraiser License Number: 457360

Insurance Company Phone: 888 713 4694

Legislator Information

Consumer Legislative Representative: James, Harold (D) - District 186

Consumer Senator: Williams, Anthony H. (D) - District 8

Repair Facility Legislative Representative: Waters, Ronald G. (D) - District 191

Repair Facility Senator: Williams, Anthony H. (D) - District 8