PCTG Consumer Complaint Report Record ID#: 1832444070

Date of Report Submission: 02/09/06

Complaint Comments:

On October 3rd, 2005 Konstantina Hronis brought to us her vehicle. She had a copy of an appraisal done at her home. We took that appraisal and called for a supplement. We got a response on the 5th that someone would be out on the 6th. On October 6th around 2pm we meet Al Stewart. He was assigned to do the supplement. He started to discuss the repairs in question and stated to us he would need the doors outer panel removed to see the door shell frame damage. We cut the outer panel off and showed him the damage to the shell of the door. He felt that the extent of the damage was not related to the loss and disputed paying the claim. He stated to us that he would have to investigate this and get back to us later. We did not receive an appraisal until the 7th around 9am. After Al Stewart not paying for the necessary repairs to put this vehicle back to preloss condition. We asked him what to do next. He stated to us that he sent Mrs. Hronis a letter stating that mitigation of damages is an absolute requirement. So Mrs. Hronis was left no choice but to have her insurance company get involved. We had Encompass settle the claim so Mrs. Hronis would not have any out of pocket expense. As a shops standpoint we were left no choice but to bill Mrs. Hronis for the expense created by Mr. Al Stewarts conduct, which was detrimental to the claim. This vehicle was in our protective care and custody for seven days, where we could not work on this vehicle. This vehicle was all apart and was taking up space in a productive repair bay. This loss of space cannot be replaced. This vehicle could not be moved outside due to the exposure to the outside elements. There were billable services that were provided that were not compensated by Mrs. Hronis insurance carrier. The expense to negotiate with Liberty Mutual, also the time spent on an administrative needed to be addressed. If the door replacement procedure would have been agreed upon, we would not had to cut off the outer panel. Al Stewart created a lot of unnecessary hardship for Mrs. Hronis and GA Collision Center.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Refusal to use Quality OEM Parts
Refusal to re-inspect vehicle
Refusal to leave copy of appraisal
Refusal or Failure to Sign
Non-personal Inspection
Non-itemized listing of all damages
Non-Independent Appraisal
No regard for Public Safety
Inaccurate Total Loss Evaluation
Inaccurate description of repairs
Illegal Steering/Directing
Arbitrary Capping & Underpayment
Appraiser License Omitted

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: GA Collision Center

State Appraiser License: NA

Shop Representative: ART AGATSIOTIS

Address: 510 W COBBS CREEK PARKWAY

City: YEADON

State: PA

Zip: 19050

Phone: 610-626-3176

Insurance Information

Insurance Company: LIBERTY MUTUAL

Claim Number: 00636345902

Insurance Company Representative: AL STEWART

Date of Loss: 9/11/05

Appraiser License Number: 135654

Insurance Company Phone: 610-349-2140

Legislator Information

Consumer Legislative Representative: Harper, Kate (R) - District 61

Consumer Senator: Hughes , Vincent J. (D) - District 7

Repair Facility Legislative Representative: Micozzie, Nicholas A. (R) - District 163

Repair Facility Senator: Erickson , Edwin B. (R) - District 26