PCTG Consumer Complaint Report Record ID#: 1842648892

Date of Report Submission: 12/30/14

Complaint Comments:

Insurance co and Appraiser did in fact take betterment on this claim on a front bumper. This is after taking/using an aftermarket part on the appraisal. They basically got two (2) betterment's, one for the use of aftermarket parts and the second a 50% betterment for prior damage (rust). This is forcing the consumer and claimant to pay out of pocket expense for an accident that occurred while their vehicle was parked. Also the consumer must now seek alternative legal action to be reimbursed for their loss. The appraiser,Jack Walton was ask about this and his reply was that he had Insurance Co. guidelines to follow, basically his admission that he did not write a "independent" appraisal that is described in Act 367 itself. Infinity Insurance Co. said this is something they do all the time (take betterment and aftermarket part). Their actions have been unprofessional and have caused undue monetary stress to the consumer.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Act 367 Title 63
Refusal to use Quality OEM Parts
Non-Independent Appraisal

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Hornbergers Auto Body

State Appraiser License: unknown

Shop Representative: Gary McGarvey

Address: 123 E. Church Street

City: Stevens

State: Pennsylvania

Zip: 17578

Phone: 7173363228

Insurance Information

Insurance Company: Infinity Insurance Company

Claim Number: ICS20002353901-127693

Insurance Company Representative: Adam Ellison-Jack Walton

Date of Loss: 12/13/2014

Appraiser License Number: J. Walton # 135535

Insurance Company Phone: 800-334-1661

Legislator Information

Consumer Legislative Representative: Fee, Mindy (R) District 37

Consumer Senator: Brubaker, Mike (R) District 36

Repair Facility Legislative Representative: Fee, Mindy (R) District 37

Repair Facility Senator: Brubaker, Mike (R) District 36