PCTG Consumer Complaint Report Record ID#: 1989348312

Date of Report Submission: 05/30/08

Complaint Comments:

To. Pennsylvania Department of Insurance: On May 29, 2008 Westfield Insurance Co assigned a Mr. Paul Amicone #519288 to stop by our repair facility to inspect damages to our consumer's vehicle under repairs. Mr. Amicone signed in at our facility at 10:55AM - Mr. Amicone signed out at our repair facility at 11:03AM. (copy attached). This identifies 8 minutes for Mr. Amicone to perform his appraiser responsibilities.' Mr. Paul Amicone refused to leave a copy of his appraisal at our facility at the time of his inspection. Mr. Paul Amicone did not review his appraisal with the authorized representative of the consumer. - Clear violation of the Appraisal Law & Regulation. Mr. Paul Amicone did not appraise for the "Actual Cost" of repairs to our consumer's vehicle. Thus Westfield Insurance Co has not paid the "Actual Cost" for the repairs. '' Mr. Paul Amicone utilized a copy of our Repair Order and viewed the damages with our facility's representative. Mr. Amicone documented the damages utilizing his camera taking many photos of said damages.' On May 30th at 11:11AM Mr. Paul Amicone faxed over a "Supplemental delta report" for additional damages. No formal appraisal or estimate of the assignment required by Pa State Law. His delta report is under-appraised @ $1,800.58 without any factual documentation for us to audit for our consumer. Please investigate our claim against Westfield Insurance Co and their Staff Appraiser Mr. Paul Amicone whose market behavior is deplorable. Thanks You, Stephen Behrndt, Pres. Crawford's Auto Center, Inc.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Refusal to use Quality OEM Parts
Refusal to leave copy of appraisal
Non-itemized listing of all damages
Non-Independent Appraisal
No regard for Public Safety
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Crawford's Auto Center, Inc.

State Appraiser License: #276003

Shop Representative: STEVE BEHRNDT

Address: 302 W UWCHLAN AVE

City: DOWNINGTOWN

State: PA

Zip: 193385

Phone: 610-269-1610

Insurance Information

Insurance Company: WESTFIELD INSURANCE CO.

Claim Number: NSA-4391875-051508

Insurance Company Representative: PAUL AMICONE

Date of Loss: 5/15/2008

Appraiser License Number: #519288

Insurance Company Phone: Cell @ 610-639-0261 + 717-581-7074 Bus

Legislator Information

Consumer Legislative Representative: Schroder, Curt (R) - District 155

Consumer Senator: Dinniman, Andrew E. (D) - District 19

Repair Facility Legislative Representative: Schroder, Curt (R) - District 155

Repair Facility Senator: Dinniman, Andrew E. (D) - District 19