PCTG Consumer Complaint Report Record ID#: 260412804

Date of Report Submission: 11/15/06

Complaint Comments:

Ms. Walcome inspected the loss vehicle on 11-15-06. The appraisal contained a cap, or threshold on paint materials, of $335. The actual amount of paint materials using Nationwide's own estimating system should have been $487.20. Ms. Walcome added an additional $85 to the estimate, but said she was not authorized to pay any more for materials. The paint and materials were therefore underpaid by $67.20. Ms. Walcome said that Nationwide did not have any information to present that proved the legitimacy of their position. I explained to her that if I presented proof of the cost of materials used to repair the loss vehicle, Nationwide would actually pay far in excess of the amount generated by using their $21 per hour material rate without the cap. She also confirmed my belief that Nationwide will not pay any additional material cost regardless of any documentation I might produce. This is the same issue that was discussed with Diane Koken in our meeting of May 2004, and that was again discussed in our meeting with Ron Gallagher on October 24, 2006. This problem was also addressed in my complaints dated October 4 and October 13, 2006, neither of which have been resolved to date.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Cicconi Auto Body

State Appraiser License: 153336

Shop Representative: Robert J Cicconi

Address: 300 S Gov Printz Blvd

City: Lester

State: PA

Zip: 19029

Phone: 610-521-2286

Insurance Information

Insurance Company: Nationwide Insurance

Claim Number: 8937 57304211090601F/A1

Insurance Company Representative: Beth Walcome

Date of Loss: 11-9-06

Appraiser License Number: 245728

Insurance Company Phone: 610-457-0738

Legislator Information

Consumer Legislative Representative: Leach, Daylin (D) - District 149

Consumer Senator: Williams , Constance H. (D) - District 17

Repair Facility Legislative Representative: Raymond, Ron (R) - District 162

Repair Facility Senator: Erickson , Edwin B. (R) - District 26