PCTG Consumer Complaint Report Record ID#: 269393617

Date of Report Submission: 02/28/06

Complaint Comments:

Mr. Pague inspected the loss vehicle initially on 2-13-06. At that time, I pointed out to him that the damage to the left front fender was greater than he thought, and that additional time was needed, in addition to refinishing the fender in full. He changed the repair time slightly, but not sufficiently for a proper repair. I called for a supplement after our bodyman had partially repaired the fender, but before repairs were completed, to show more precisely the true extent of the damage to that panel. Mr. Pague re-inspected the vehicle on 2-27-06, but refused to allow more repair time for the fender, or full refinishing, saying that because the repairs were initiated before State Farm viewed the vehicle for the supplement, we "compromised" his ability to view the damage, and he therefore refused to honor the supplement request. When I pointed out to him that he did inspect the vehicle prior to our beginning repairs (at the initial inspection), but did not see the true extent of the damage at that time, he said that the consumer had two choices at : to have another shop repair the vehicle, or to pay the difference out of her own pocket. He also said that "State Farm estimates allow enough payment to properly repair the vehicle in the marketplace, and that other shops in this market will repair the vehicle for the amount of the appraisal". Mr. Pague's statement indicates that he is not preparing a proper appraisal without external influence.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Unprofessional Behavior
Non-Independent Appraisal
Inaccurate description of repairs
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Cicconi Auto Body

State Appraiser License: Robert J Cicconi 153336

Shop Representative: Robert Cicconi

Address: 300 S Gov Printz Blvd

City: Lester

State: PA

Zip: 19029

Phone: 610-521-2286

Insurance Information

Insurance Company: State Farm

Claim Number: 38-K835-33302

Insurance Company Representative: Stewart Pague

Date of Loss: 1-27-06

Appraiser License Number: 137111

Insurance Company Phone: 888-713-4694

Legislator Information

Consumer Legislative Representative: Leach, Daylin (D) - District 149

Consumer Senator: Williams , Constance H. (D) - District 17

Repair Facility Legislative Representative: Raymond, Ron (R) - District 162

Repair Facility Senator: Erickson , Edwin B. (R) - District 26