PCTG Consumer Complaint Report Record ID#: 607626256

Date of Report Submission: 03/08/06

Complaint Comments:

This is a third party loss being handled by the first party carrier. Initial call to Insurance Company by the customer resulted in the Insurance Company trying to steer the owner to use "their" shops when we are located within the same address block as the owner and have repaired vehicles for them before. Initial appraisal listed partial refinish times on repaired panels per "Insurance Company guidelines." The Insurance Company again tried to steer the vehicle out of the shop when the issue of mechanical rates was discussed. After consultation with a supervisor, the mechanical rate of the shop was agreed upon. Betterment was taken off the tire replacement price. Manipulation of the database was rampant through out the estimate. Most items were covered in the supplement but some items are still unresolved. The disputed items should have been covered in the initial estimate, not in the supplement and not after consultation with a supervisor.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Automotive Industry Trade Practices Title 37
Violation of Act 367 Title 63
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs
Illegal Steering/Directing
Arbitrary Capping & Underpayment

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Dotterer Auto Body

State Appraiser License: 145294

Shop Representative: Rick Dotterer

Address: 386 Laurelwood Road

City: Pottstown

State: PA

Zip: 19465

Phone: 610-326-3959

Insurance Information

Insurance Company: Encompass

Claim Number: Z0021591011

Insurance Company Representative: Steve Andrusiw

Date of Loss: 2/1/06

Appraiser License Number: 134288

Insurance Company Phone: 800-936-4203x28501

Legislator Information

Consumer Legislative Representative: Hennessey, Tim (R) - District 26

Consumer Senator: Rafferty, Jr. , John C. (R) - District 44

Repair Facility Legislative Representative: Hennessey, Tim (R) - District 26

Repair Facility Senator: Rafferty, Jr. , John C. (R) - District 44