PCTG Consumer Complaint Report Record ID#: 707919483

Date of Report Submission: 07/06/05

Complaint Comments:

Please be advised that Shelby Insurance Company is in violation of the PA Motor Vehicle Physical Damage Appraisers Act as they will not allow their appraiser to leave a copy of the estimate with the shop of the consumers' choice. Shelby Insurance Company has assigned 2 different independent appraisal firms to write the appraisal on our consumer's vehicle however since each appraiser was unable to leave a copy of his appraisal according to Shelby's guidelines and has had to refuse this assignment. Originally Advanced Appraisal was assigned this file but they refused as they could not comply with the guidelines and then it was assigned to SCA Appraisal who has assigned 3 appraisers to date, 1. Stacey Whartnaby called on 6/24/05, 2. Glen Troxel called on 6/28/05 and came out on 6/30/05, 3. Dave Aureback is scheduled to come out on 7/7/05. The reason our consumer's vehicle has not started the repair process is due to Shelby Insurance Company's guidelines and their direct conflict with the PA Motor Vehicle Physical Damage Appraisers Act, please see the attached copy of Shelby's guidelines. These independent appraisers are refusing the claim once they are advised that they will need to leave a copy of their estimate after inspection of the vehicle in accordance with the Appraisers Act. Shelby Insurance Company has demanded our consumer move her vehicle to another repair shop and has also threaten to not pay rental coverage to our consumer. This is anti-consumer behavior and does not follow the guidelines set up by the Commonwealth to protect the citizens of our State.

Itemized List of Submitted Complaints
Violation of Unfair Ins. Practices Act Title 40
Violation of Unfair Claims Settlement PA Code Title 31
Violation of Regulation PA Code Title 31
Violation of Act 367 Title 63
Unprofessional Behavior
Refusal to leave copy of appraisal
Refusal or Failure to Sign
Non-itemized listing of all damages
Non-Independent Appraisal
Illegal Steering/Directing
Appraiser License Omitted

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Crawford's Auto Center, Inc.

State Appraiser License: 276003

Shop Representative: STEPHEN BEHRNDT

Address: 302 WEST UWCHLAN AVENUE

City: DOWNINGTOWN

State: PA

Zip: 19335

Phone: 610-269-1610

Insurance Information

Insurance Company: SHELBY INSURANCE COMPANY

Claim Number: 40216767

Insurance Company Representative: ASHLEY GARRETT

Date of Loss: 6/15/05

Appraiser License Number: 0

Insurance Company Phone: 800-551-9927

Legislator Information

Consumer Legislative Representative: Flick, Robert J. (R) - District 167

Consumer Senator: Thompson , Robert J. (R) - District 19

Repair Facility Legislative Representative: Schroder, Curt (R) - District 155

Repair Facility Senator: Thompson , Robert J. (R) - District 19