PCTG Consumer Complaint Report Record ID#: 743245991

Date of Report Submission: 03/25/09

Complaint Comments:

Pa. Department Of Insurance: On March 9, 2009 State Farm appraiser James Guthrie signed in at our repair facility at 10:02 am to reimburse supplemental items required during the repair of our customer's 2005 Honda Accord Hybrid. We handed Guthrie our final repair bill and supplemental reconciliation for $2,841.13. This file of supplemental items included parts and part price increase invoices and our towing charges. Guthrie went about his business of inspecting invoices and inspecting broken and damaged parts. Guthrie photographed and documented the parts we provided for his inspection. Guthrie went to his vehicle and prepared his supplemental appraisal for the amount of $69.18. This is a difference of $2,771.95. State Farm Insurance Company through their appraiser James Guthrie denied reimbursement of $2,771.95 for the repairs of the insured's vehicle. To help the Department of Insurance better understand our situation with this appraiser we have a final invoice for said repairs of $10,973.79 and State Farm has acknowledged $8,372.40. When Guthrie was signing out of our facility @ 11:43 I asked him if he listed our towing charge on his appraisal. He said "no, as I told you before you will have to contact the claim representative." I reviewed his appraisal and our charge for towing our customer's vehicle from the accident scene was not listed. This is the sixth opportunity on the same consumer's claim that we have given State Farm Insurance Company to list incidental charges such as towing. The Pa Motor Physical Damage Appraiser Act and its corresponding Regulation does not state a repair facility is to contact an inside insurance company representative for payment of items such as towing charges. It states as follows. ' § 62.3. Applicable standards for appraisal. (a) The appraisal shall contain - Incidental charges, known at the time of appraisal, including towing, protective care, custody, storage, depreciation, battery and tire replacement. Please investigate our complaint and file enforcement actions against James Guthrie and his employer State Farm Insurance Company for noncompliance of State Law and Regulations. Thank You, Stephen Behrndt #276003

Itemized List of Submitted Complaints
Violation of Regulation PA Code Title 31
Violation of Act 367 Title 63
Non-itemized listing of all damages
Non-Independent Appraisal
Inaccurate description of repairs

Consumer Information

Name:

Address:

City:

State:

Zip:

Daytime Phone:

Evening Phone:

Repair Facility Information

Repair Facility: Crawford's Auto Center, Inc.

State Appraiser License: 276003

Shop Representative: STEPHEN BEHRNDT

Address: 302 W UWCHLAN AVE

City: DOWNINGTOWN

State: p

Zip: 19335

Phone: 610-269-1610

Insurance Information

Insurance Company: STATE FARM INSURANCE CO

Claim Number: 38-l642-02001

Insurance Company Representative: JAMES GUTHRIE

Date of Loss: 2/16/2009

Appraiser License Number: 141354

Insurance Company Phone: 1-800-839-8050

Legislator Information

Consumer Legislative Representative: Ross, Chris (R) - District 158

Consumer Senator: Dinniman, Andrew E. (D) - District 19

Repair Facility Legislative Representative: Schroder, Curt (R) - District 155

Repair Facility Senator: Dinniman, Andrew E. (D) - District 19